Expert building warranty providers, at your service
A building warranty, also known as a structural warranty or latent defects insurance, protects against damage caused by defects in the design, workmanship, materials, or components in new buildings or converted properties.
Cover normally lasts for a period of 10 years after completion, and often it is required before mortgage lenders will release funds.
Why do you need a structural warranty?
A structural warranty gives you – or your buyer – peace of mind that the property has been built to the standards set out in the building regulations, and reassurance that they are covered for structural damage that may occur in the years after the property is built. If you are building a home to live in or sell, structural warranty cover is usually required to secure finance or mortgage funding.
If the property is sold before the structural warranty expires, the policy can be transferred to the new owner for the remainder of the term.
Why choose HomeProof for your structural warranty?
We’ve been helping property developers, housebuilders, contractors, builders, social housing providers and homeowners secure the right cover for over five years.
Our industry experts will take you through the insurance process to establish the cover you need and help you get cover in place. We are quick to respond, turn around competitive quotes, and deliver your policy via our in-house underwriters.
All our inspections are carried out by our own technical experts, and our proactive account management and customer service team will deal with your requirements quickly and efficiently.
Our structural warranties are widely recognised by UK Mortgage Lenders, as listed in the UK Finance/Council of Mortgage Lenders handbook. Get in touch today for a quick, competitive insurance quote for your building project.